My Daily Pulse — AI-Powered Budget

Your money.
Your plan. Your future.

A simple 12-month budget that syncs across your devices, tracks your bills, and coaches you with smart AI insights. Built for everyday people ready to take control.

Pulse icon Start Saving — Free for 6 Months See It in Action

6-month free trial. Card required for verification only. Cancel anytime.

12
Months at a Glance
5min
Setup Time
24/7
Cloud Sync
6mo
Free Trial
Why this works

Money is the most honest
mirror you own.

Your bank account doesn't lie about your priorities. Your card statements don't lie about your habits. The gap between what you say matters and where last month's dollars actually went — that's where your real self-awareness starts.

🪞

What money actually tracks

Behavior, not intent. Every transaction is a vote. Coffee runs, subscriptions, takeout, "treat-yourself" Amazon checkouts, the savings transfer you finally made — each line says, in plain language, what you valued in that moment. Track them honestly for three months and the pattern emerges. Most people are surprised — not by the amounts, but by the priorities they didn't know they had.

🎯

Why most people refuse to look

Avoidance is cheaper than honesty in the short run. They guess at their balance, round up what they "probably" spent on food, sweep the credit card statement into a folder they don't open, and feel vaguely surprised when the month closes negative. That isn't a math problem. It's a self-awareness problem wearing a math costume — and no app in the world can fix it for you while you refuse to see it.

⚖️

What strict tracking really does

It asks one question, every month. "Are you who you say you are with your money?" Categorize every dollar, mark every bill, watch the gap between budget and actual close or open. Once the question is answerable — every category, every dollar, every month — the discipline part takes care of itself. You can't unsee the truth about your own behavior.

That's why this site starts here — before charts, before tickers, before tax outlooks. Get honest with yourself first. Everything else gets easier.

Features

Everything you need.
Nothing you don't.

No ads. No upsells. Just a clean, powerful budget tool designed for real life.

📊
12-Month Spreadsheet
Income, fixed bills, 17 expense categories with Budget and Actual columns for every month. See your full financial year at once.
☁️
Real-Time Cloud Sync
Every edit saves automatically to the cloud. Pick up on your phone, continue on desktop. Your data follows you everywhere.
✅
DONE / PENDING Tracking
Mark each bill and expense as DONE or PENDING with a single tap. See at a glance what's paid and what's still outstanding.
🧠
AI Financial Coach
Get personalized spending insights, savings tips, and a Freedom Score each month — powered by AI that understands your budget.
📱
My Daily Pulse
My Daily Pulse — a premium dark-mode PWA with receipt scanning, pantry tracking, recipe suggestions, and coupon matching.
💳
Debt Payoff Planner
Set up your debts with interest rates and minimum payments. See daily compounding, payoff timelines, and principal vs. interest breakdowns.
🔔
Smart Bill Reminders
Due dates on every bill. Overdue alerts. Mascot characters remind you when something needs attention. Never miss a payment.
🎨
Console Skins
Personalize your workspace with 5 visual themes: Classic, Anime, Music, Gaming, and Cartoon. Dark and light modes included.
📤
Export & Backup
Download your budget as Excel, print it, or create a JSON backup anytime. Your data is always yours.
Two Screens, One Budget

Desktop power.
Mobile convenience.

The desktop is your command center. My Daily Pulse is your daily companion. They sync in real time.

💻 Desktop
Full Budget Worksheet
  • 12-month spreadsheet with all views
  • Add/rename/reorder categories
  • Income & bill management
  • CSV, Excel, PDF export
  • Budget builder wizard
  • Debt payoff with interest calc
  • Subscription manager
  • Big Picture annual overview
  • Savings & investing tracker
My Daily Pulse
My Daily Pulse
  • Inline budget editing on the go
  • Receipt scanning with AI categorization
  • Pantry tracking with barcode scanner
  • AI recipe suggestions from your pantry
  • Coupon matching & deal search
  • Shopping list with voice add
  • Lifestyle shopping with budget caps
  • Analytics donut charts & insights
  • Federal holiday & FOMC calendar
My Daily Pulse

Your financial pulse.
In your pocket.

Premium dark-mode design. Feels native. Works everywhere.

Good morning
Here's your financial pulse
Available Balance
$7,599.15
+$1,499.98 vs last month
Tap for details →
🏛MARKET CALENDAR
🪖
Memorial Day in 58 days
Mon, May 26 · Banks & markets closed
⛽ Gas
🛍️ Shop
🍳 Recipes
🎟 Coupons
Reminders & Bills
💰
Savings Goal
$500 this month
ON TRACK
📋
Rent
Due on the 1st
DONE
⚡
Electric Bill
Due in 2 days
PENDING
🏠
Home
🧾
Receipts
Budget
🛒
Pantry
📊
Insights
Get Started

Three steps to clarity.

No complex setup. No learning curve. Just answers.

1️⃣
Build Your Budget
Use the guided 4-step builder to set up income, bills, and categories. Takes about 5 minutes.
2️⃣
Track Monthly
Enter actual amounts, mark bills DONE, and watch your balance update in real time. The AI coach gives tips along the way.
3️⃣
Stay on Pulse
Open My Daily Pulse for receipt scanning, pantry tracking, deal matching, and recipe ideas — all connected to your budget.
"The hardest part of budgeting isn't the math — it's showing up every month. We built this so showing up takes less than 5 minutes."
— Hak, founder of BudgetWithHak

Start your budget today.

6 months free. Card verification prevents abuse and keeps the platform secure. Cancel anytime.

Pulse icon Start Your Smart Budget — Free for 6 Months

Card required for verification. $0 for 6 months. Then $2.99/mo. Cancel anytime.

🔒 Payments secured by Stripe. Your data stays yours.

Questions

Frequently asked.

Will I be charged during the free trial?
No. Your card is verified to prevent abuse, but you won't be charged anything for 6 months. Cancel anytime before your trial ends — no questions asked.
What happens after the free trial?
Your subscription continues at $2.99/month. That's less than a coffee. You keep full access to cloud sync, My Daily Pulse, AI insights, and every feature.
Is my financial data safe?
Yes. All data is encrypted, stored in Supabase (enterprise-grade PostgreSQL), and never shared with third parties. Payments are processed by Stripe — we never see your card number.
Can I use it without My Daily Pulse?
Absolutely. The desktop budget worksheet works on its own. My Daily Pulse adds receipt scanning, pantry tracking, and on-the-go editing — but it's optional.
Can I export my budget data?
Yes. Export to Excel, print to PDF, or download a full JSON backup anytime. Your data is always yours to take.
🔒 256-bit encryption 💳 Powered by Stripe ☁️ Supabase cloud 🚫 No ads ever